With us, it's like the bad never happened. It's all good.
Pool Safety
What a great week of weather we've had and I know we've all gotten a good start to another great summer. Summer for many means backyards, bbq's and of course swimming pools. Way too many people are injured or worse in pools each year so make sure you're doing your part to keep it safe.
Save money on your insurance - Increase your deductible!
Let's talk a little bit about saving money. We know nobody enjoys buying insurance and a hot tip on how to save is always welcomed by our clients. The tip I'm talking about is in choosing a higher deductible. Everyone needs to look seriously at moving their deductible to a minimum $1,000 per claim. It sounds like a lot, but so are the savings. Often they're substantial enough that in as little as 2 years the savings can offset the higher deductible. As well, you need to remember that insurance isn't a maintenance contract. Don't put in small claims as they'll only end up costing you more in the end. The fact is, many of you probably will never even have an insurance claim so imagine savings of 10 or 15% each year and how much this will add up to over a lifetime. Insurance is there to pay large catastrophe type losses and when those happen, trust me $1,000 won't seem like such a big deal. So call us to increase your deductible and start saving today.
Dealing with one broker
Today I want to stress the importance of having all your insurance in one place, with one broker. It's not just because we want you to do all your business with us - we do! But giving your broker the opportunity to protect all your risks is in your best interest and ours.
Possible ICBC rate reduction in November
ICBC has submitted an application with the BC Utilities Commission which is responsible for regulating basic insurance rates in British Columbia. With the basic rates being unchanged in three of the last five years, ICBC is seeking to reduce basic insurance rates by an average of 1.9%. They also lowered optional rates by 17% over this same period, resulting in many drivers seeing their premiums go down in the last five years. If approved, the rate changes will take effect November 1, 2010.
Insurance advice for Landlords
Today I have a great tip for landlords of all sizes. Whether you rent out your basement or a 3 level apartment with 50 suites - this is for you. Are you ready?
Insurance tips when buying a new home
We all know buying a home is an exciting time, but it's also stressful and hectic which can mean overlooking things like insurance.
Nite of Hope 2010
Once again, Schill Insurance is a proud silver sponsor of the White Rock / South Surrey Nite of Hope! On Thursday April 5, 2010, Nite of Hope will host their 5th annual gala at Centennial Arena in White Rock.
Beginning July 1st, all vehicles whether bought from an individual or a dealership will be subject to the same harmonized tax of 12 percent.
You had to know this was coming! Since the inception of the GST, vehicles sold privately have been exempt from GST. This has been a contentious issue with dealerships as many argued it encouraged buyers to look to individual owners thus saving the additional tax. Well all is square now. Beginning July 1st, all vehicles whether bought from an individual or a dealership will be subject to the same harmonized tax of 12 percent.
Against the law to use hand-held devices while driving in B.C.
It's now against the law to use hand-held cell phones and other hand-held communication and entertainment devices while driving on B.C. roads.
Any violation will net drivers a $167 fine, ouch. If you're caught dialing, texting or emailing, three points will also be added to your record.
Drivers in the Graduated Licensing Program are prohibited from using all hand-held and hands-free devices while driving, and will be fined $167, plus get 3 points, if they're caught.
Don't worry though; you can dial 9-1-1 from a hand-held cell phone in the event of an emergency. To find out more about what is and is not allowed, visit: http://www.pssg.gov.bc.ca/osmv/publications/docs/electronic-devices-while-driving-info.pdf
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