Are You Ready for a House Fire?


Written by: Categories: Home Insurance, Risk Management

Did you know that, on average, seven people die every week from house fires in Canada? It’s a scary statistic, but there’s good news: you can protect yourself and your family by learning about fire safety and having a plan in place.

Why Fires Are So Dangerous

Fire spreads faster than most people realize. In just two minutes, a small flame can turn life-threatening, and within five minutes, a house can be completely consumed by flames. That’s why it’s crucial to react immediately when a fire breaks out. There’s simply no time to grab valuables or make a call—you need to focus on getting out safely.

What many people don’t realize is that the heat and smoke from a fire are often more dangerous than the flames themselves. Breathing in hot air can damage your lungs, and the smoke contains poisonous gases that can disorient you. These toxic fumes can even cause you to fall into a deeper sleep rather than waking you up. In fact, asphyxiation (from lack of oxygen) is the leading cause of death in fires, not burns.

Key Facts About Fires

Understanding the nature of fires can help you and your family prepare:

  1. Fire is Fast: It takes less than 30 seconds for a small flame to spiral out of control and become a major blaze. Thick, black smoke can fill your home in just minutes, making it impossible to see. That’s why it’s crucial to act quickly—once the fire starts, you don’t have time to gather your belongings.
  2. Fire is Hot: The heat from a fire can be deadly. Temperatures in a burning room can reach up to 600°F (315°C) at eye level, which is hot enough to scorch your lungs if you breathe it in. In five minutes, everything in the room can ignite at once—this phenomenon is called a “flashover.”
  3. Fire is Dark: Despite what we see in movies, fires aren’t bright—they produce thick, black smoke that plunges a room into complete darkness. If you wake up to a fire, you may not be able to see well enough to find your way out, even in a home you’ve lived in for years.
  4. Fire is Deadly: Smoke and toxic gases kill more people than the actual flames. Even small amounts of these gases can cause drowsiness, confusion, and shortness of breath. The fumes can put you into a deep sleep, making it impossible to escape.

How to Prepare for a Fire

One of the best ways to protect yourself and your loved ones is by having a fire escape plan. Here are some tips to create one:

Special Considerations for Older Adults and People with Disabilities

If someone in your household has mobility challenges, plan ahead to ensure their safety:

Smoke Alarms: Your First Line of Defense

Smoke alarms save lives—there’s no doubt about it. Here’s how to make sure yours are working properly:

What to Do During a Fire

When the alarm goes off, it’s time to act fast:

After a Fire

Recovering from a fire can be overwhelming, but knowing what steps to take can help you regain control:


At Schill Insurance Brokers, we’re committed to helping you protect what matters most. If you’d like more information about fire safety feel free to contact us. We’re here to help.