Strata Shield
Smarter approach to Strata Insurance
Since every strata is unique, there is a lot to consider when purchasing strata insurance and many different packages are available.
At Schill Insurance, our Strata Advisors take the time to understand your build and the risks. By reaching out to our vast network of insurers, we can make sure that your clients always get the very best tailored insurance solution for the specific type of Strata protection they require.
4.9
based on over 2,000 reviews
08/02/2025
Exceptional Service & Expertise – Highly Recommend Jarett Schill! I was referred to Jarett Schill by a family member who…
04/02/2025
Schill are the best insurance brokers in BC!
04/02/2025
I have always received excellent service from Schill Insurance. We use them for all of our insurance needs.
02/02/2025
Very helpful got everything done the only place I’ll go for insurance they save me $600 in insurance for my…
05/01/2025
Postal strike meant no ICBC notification….my insurance expiring at midnight..I’m at work. What to do? Call Schill who fixed everything….
15/11/2024
I’ve had several dealings with this office in the past few months. Each one has been handled quickly and effectively.
09/11/2024
We use Schill Insurance for both our home and auto insurance, and always find them to be both responsive and…
09/11/2024
Peter at Schill has been absolutely wonderful to work with. Thank you!
09/11/2024
I have been going to Schill for a number of years for my car insurance. Even though I can renew…
17/10/2024
Friendly staff excellent services! Visit Schill Insurance in Ocean Park for all your insurance needs.
21/09/2024
Outstanding service from Peter Clarke. Peter goes over and above. He answered all questions promptly and was a pleasure to…
13/09/2024
Schill is always professional with reasonable rates and good service if something goes wrong. I appreciate the friendly reminders to…
12/08/2024
Christine Good was highly recommended to us and she lived up to that recommendation. She was very helpful and answered…
10/08/2024
Schill Insurance Brokers was very helpful and met my insurance needs promptly and at a very competitive price. Excellent customer…
02/08/2024
Schill assisted me in securing property insurance during a difficult situation when other agencies either declined to take us on…
12/06/2024
I’ve been using Schill Insurance for several years – they are wonderful to deal with and made renewing my car…
10/05/2024
have been using Schill insurance for all of my insurance needs for years. I refer all of my family members…
12/04/2024
Schill Insurance brokers an always courteous, fast, and efficient. I saved over $200 on my auto insurance today thanks to…
04/03/2024
Schill insurance has always taken excellent care of us. Very professional plus they seek out our best deal. Highly recommend…
23/02/2024
Schill Insurance like always gives us awesome service. The staff is knowledgeable and friendly taking care of all our insurance…
23/02/2024
Had the pleasure of dealing with Harnoor Pada today. She was extremely helpful and made the insurance process quick and…
19/01/2024
We are a small strata shopping around for bare land insurance. We received excellent service from Arunpreet Singh, Strata Insurance…
17/01/2024
Friendly, fast and efficient service when renewing my auto insurance with Schill. Christi at the Ocean Park branch was lovely…
12/02/2022
Great staff, Kari helped us with our home insurance and we talked to the owner and he was really knowledgeable…
WHAT WE OFFER
Strata insurance. Simplified
Leveraging 50 years of experience, we know the insurance market inside out, and we are extremely familiar with the insurers dedicated to meeting the needs of the Strata community.
We offer a comprehensive policy that will satisfy the requirements of the Strata Act and ensure the building is properly covered in the event of a loss. The Strata Shield Guarantee:
Every Property Manager/Strata Council Member receives the highest quality service.
Updates throughout the quoting process and quick turnaround for quotes.
Various options on deductibles for water losses.
Claims guidance and counselling.
A Strata Advisor will attend your AGM/meetings pertaining to the Insurance policy.
Our Policy Includes
To learn more about our Schill Strata Shield Insurance, contact us at 604-585-4445 / strata@schillinsurance.com
or simply complete our Strata Application Form.
claims satisfaction with their claims experience
of clients renew their policy each year
of clients would refer
Schill Insurance
Community Sponsorships
Insurer Partners
FAQs
Strata insurance is complicated by the fact that there are two parties involved: the strata corporation and the unit owners. That said, it’s important to note the fundamental difference between the strata building policy (also known as the master strata policy) and the unit owner’s policy. – See below
This type of policy covers strata corporations and is designed to insure the collective interests of shareholders and the strata corporation itself. Typically, strata insurance is available for commercial, residential, and mixed-use buildings.
These policies cover the personal interests of the unit owners, such as personal property, any improvements and betterments done tothe unit, and personal liability. In addition, these policies are designed to compliment the strata corporation’s policy.
The buildings shown on the strata plan / Common property such as hallways, stairs, roofs, pools, garages and driveways / Fixtures built or installed as part of the original construction, including things like floor and wall coverings or electrical and plumbing fixtures / Strata assets like furniture and equipment / Liability of the strata corporation for property damage and bodily injury claims
Personal property such as clothing, household items, furniture and items stored in lockers / Unit upgrades (betterments or improvements)—such as custom hardwood flooring—made by current and previous unit owners / Expenses over and above the normal cost of living in the event that the owner is unable to live in their home following an insured loss / Unit owner’s personal liability for any bodily injury or property damage unintentionally caused to others.
Water damage is the number one reason stratas in BC make an insurance claim. A burst pipe, overflowing bathtub, leaky washing machine or clogged drain— whatever the cause, the leak can quickly escalate into a serious problem for both residents and strata council members.
Yes, you will still need a separate insurance policy providing coverage for any improvements and betterments, deductible assessment, liability, and loss of income coverage.
A specified amount of money the insured must pay in the event of a claim before the insurance company will pay for a claim covered by the strata’s policy.